1. Hewn Yorkshire
Hewn, Forcett Grange, DL11 7SQ
Are you thinking of adding a hot tub to your business property or holiday site?
For the past few years, especially with the rise in stay-cations, customers are looking for more engaging outdoor living experiences during their mini break. A wood-fired hot tub can increase revenue and increase occupancy for business owners as well as giving an enhanced experienced for those staying. Not only are these premium products low maintenance, easy to clean, and aesthetically beautiful, they can be placed anywhere off-grid, on a firm-level surface proving to be the best option compared with other hot tubs in the market.
Just a few benefits of adding a wood-fired hot tub to your site are listed below:
- Boost occupancy & re-booking rates
- Increase guest satisfaction
- Increased revenue per night
- Boost your ranking for online searches
Below is a small selection of some of our business customers across the UK.
253 locations across the UK
Products Available
How to see
2. Summerdown farm
Summerdown Farms Ltd, Summerdown, RG23 7EX
3. Retreat To The Hills
Ambleside, Castlemorton, WR13 6DA
4. The Wensleydale Experience
The Wensleydale Experience, Swinithwaite, DL8 4UH
5. Swinton Estate Holiday Cottages
Swinton Park Ltd, Swinton Park, HG4 4JH
6. Arbour Hill
The Dove Cote & Summer House, Arbour Hill, DL8 1JX
7. Wigwam Holidays Humble Bee Farm
Humble Bee Farm, Flixton, YO11 3UJ
8. Yurtshire
Eavestone Lake, Eavestone, HG4 3HA
9. Darce Lakeside Park Shepard's Hut
Dacre Lakeside Park, New Road, YO25 8RT
10. Netherby Treehouse
Netherby Estate, Near St Andrew, CA6 5NF
11. Bush Nook Farmhouse
Bush Nook, Upper Denton, CA8 7AF
12. Billingsmoor Farm
Billingsmoor Farm, Butterleigh, EX15 1PQ
13. Stay Lambing Live
Stay Lambing Live, Easegill Cottage, CA17 4LQ
14. Wensleydale Glamping
Woodend Farm, Redmire, DL8 4HB
15. Gilestone Farm
Gilestone Farm, Station Road, LD3 7JE
16. Thornton Lodge County Retreats
Thornton Lodge Country Retreats, Thornton Lane, YO61 3QA
17. Lawnsgate Campsite
Shaw End, Lealholm , YO21 2AT
18. Main of Moy Cottages
Moy , Forres, IV36 2SP
19. The Shepherds Hut Retreat
Fordscroft Farm , Crewkerne, TA18 7TU
20. Glampio Bedo Glamping
Llanfachraeth, LL65 4DH
21. Westland Farm Glamping & Camping
Bratton Fleming, Barnstaple, EX31 4SH
22. 5 Wadebridge Road Cottage
St Mabyn, Cornwall , PL303BH
23. Cuckoo Down Farm
Cuckoo Down Farm, Lower Broad , EX11 1UE
24. Bridge Lake Farm
Wardington Road, Chacombe, OX17 2JU
25. Kip & Nook
Pinkney Carr Farm, Manfield, DL2 2RD
26. Bivouac Swinton Ltd
Bivouac at Druid's Temple , Masham, HG4 4JZ
27. Wigwam Holidays Great Tregath
Great Tregath Farm, Camelford , PL32 9TX
28. Bur Bank Grove Fruit Farm
Epsom Road , West Horsely , KT24 6AP
29. Castle View Glamping
Bryngwyn , Llanbister , LD1 6TG
30. Grounds Farm Malvern Holiday Cottages
Hancocks Lane , Malvern , WR14 4JP
31. Walls End Guest House
The Old Rectory, Church Lane, CA7 5AF
32. Brocklehead Caravan Park
Roman Rd, Darwen , BB3 3PJ
33. Dunleyford Huts Ltd
Dunleyford House, Lanchester, DH7 0RR
34. Camp Katur
The Camp Hill Estate , Kirklington, DL8 2LS
35. Stouslie Snugs Luxury Farm Glamping
Stouslie Farm , Hawick, TD9 7NX
36. Weardale Retreat
Frosterley, Weardale, DL13 2SH
37. North Norfolk Glamping
Botany Farm , The Common, NR21 9JA
38. The Wilson Arms
Torver, Coniston, LA21 8BB
39. Longwool Shepherd Huts and Glamping
Darwood House Farm , Old Wood Hall , LN9 5SA
40. Kingfisher Lakes
Corner Farm, Burshill , YO25 8LY
41. Crake Trees Manor
Crosby , Ravensworth,, CA10 3JG
42. Priory Cottages
Priory Farm , Featherbed Lane, LS24 8BN
43. Boswarthen Farm Glamping
Boswarthen Farm, Madron, TR20 8PA
44. Sharpley Camping
Salters Ln, Seaham , SR7 0NN
45. Lower Rudloe Farm
Low Rudloe , SN13 0PB
46. Wigwam® Holidays Llŷn Peninsula
Ty Bwlcyn , Dinas Gwynedd, LL53 8UD
47. Dukeries Retreat
Hill Crest Farm, Barnby Moor , DN22 8QS
48. Clopton Courtyard B&B
Clopton Courtyard, Lower Road , SG8 0EH
49. Graythwaite Estate
Graythwaite Estate Office, LA12 8BA
50. Edenhall Estate
The Courtyard, Edenhall, CA11 8ST
51. Sotterley Estate
Sotterley Estate, Lower Green Farm , NR34 7TY
52. Hoe Grange Holidays
Hoe Grange Holidays, Brassington, DE4 4HP
53. Castle Guards Farm Retreat
Castle Guards Farm, Bridekirk, CA13 0NG
54. Abbey Farm Chilterns
Abbey Farm, North Weston, OX9 2HB
55. Skipbridge Country Weddings
Skipbridge Farm, York Road, YO26 8EZ
56. Brettanby Manor
Brettanby Manor , Barton, DL10 6HD
57. Pure Leisure Group
South Lakeland House , Yealand Redmayne, LA5 9RN
58. The Loft Glamping & Camping
East Grange Farm, IV36 2UD
59. Grinkle Park Classic Lodges
Grinkle Park, Grinkle Lane, TS13 4UB
60. Fron Farm Retreat
Fron Farm, Llanboidy, SA34 0EU
61. Cote Ghyll
Osmotherley, DL6 3AH
62. Stargazer Glamping
Bromsash , HR9 7PL
63. Wyresdale Park
Wyresdale Park, Snow Hill Lane, PR3 1BA
64. Boutique Farm Bothies
Newton of Begshill, AB54 6BJ
65. Middlemoor Farm Holidays
Middlemoor Farm Holidays , North Charlton, NE67 5HP
66. Berridon Farm
Berridon Farm, EX22 7RY
67. Stablefell Holidays
Stablefell Camping, Near Lake Semerwater, DL8 3DG
68. Loch Tay Highland Lodges
Milton Morenish Estate, FK21 8TY
69. Westwell Downs
Westwell Burford, OX18 4JY
70. Riverwood Farm Glamping
Roman Road, Talaton, EX5 2RU
71. The Jungle
60 Desertmartin Road , BT45 7RB
72. Teepee Valley Campsite
20 Shanecrackan Road, Markethill, BT60 1TS
73. Willowtree Glamping Mournes
17a Mill Road , Annalong , BT34 4RH
74. Sammi's Freight Train
Browson Bank, Dalton, DL11 7HE
75. Shellfish Safari
Dry Island, Badachro, IV21 2AB
76. High Dalby House
High Dalby House and Cottages , YO18 7LP
77. Quaint Cottages Greyabbey
6-8 Church Street, BT22 2NQ
78. Abbots Court
Abbots Court East Street, , DT11 9BH
79. Daisy Park Shepard's Hut
Treveria Farm , Nomans Land Look, PL13 1QR
80. Laburnum House
Laburnum House , The Village , SR7 8SG
81. The Piggery and Huts
Piggery at John Bulls House, Bulls Lane, RH13 8AP
82. Fords Crofts Cottages
Fords Crofts Cottages, Crewkerne, TA18 7TU
83. Garthside Farm Holidays
Garthside Farm, Walton, CA8 2JP
84. Tax Farm Caravan Site
Tax Farm , Farley Lane, DE4 5LQ
85. Harford Glamping
Harford Barn, West Coombeshead, PL21 0JG
86. Trecorras Farm
Llangarron, HR9 6PG
87. Westbrook Court Country House
Westbrook, HR3 5SY
88. Whitehouse
Naast , IV22 2LL
89. Resilient Woodlands Retreat
Hewelsfield Road, Lydney, GL15 6UN
90. Lets Glamp Retro
Ty Newydd Ffostrasol Llandysul, SA44 4TH
91. Roselyn Cottage
Roselyn (opposite 'TheShip'), Fore Street, PL22 0PT
92. Long Valley Yurts
Middleshaw Head , Middleshaw , LA8 0LZ
93. In The Vale
Birkett Mire Farm , Threlkeld, CA12 4TT
94. The Church House Inn
The Church House Inn, , Torver, LA21 8AZ
95. Suomi Cabins
Rose Cottage , Horton Road , BH24 2EE
96. Sennybridge Shephards Huts & Glamping
Hardwick Field Sennybridge , Brecon , LD3 8SA
97. Mini Murton House
Murton House , Murton , CA16 6NA
98. Waingates Farm Huts
Roecliffe , YO51 9NE
99. Wigwam Holidays Ribble Valley
Wigwam® Holidays Ribble Valley, Moorgate Farm, BB6 8AN
100. Dunskaig
Dunskiag, PH152EX
101. High House Retreat
High House Farm , Cleasby, DL2 2RB
102. Sandy Park
Crimdon Dene, Coast Road , TS27 4BL
103. Todhills Farm
Todhill Farm, DL14 8BB
104. Carrock Glamping Pods
Linewath, CA7 8JT
105. Wigwam Holidays Cove Farm
Cove Farmhouse, TD13 5YP
106. Crestyl Cottage
Valley Farm, Rickmansworth, WD3 6BZ
107. Mid Wales Luxury Huts
Nant y Gaseg Farm, Darowen, SY20 8LW
108. Holme Beck Shepherds Huts
Ravensworth, DL11 7ER
109. Brosterfield Farm
Foolow, S32 5QB
110. Rose Cottage
Oak Lodge , Thorpe Bassett , YO17 8LU
111. Hinton Hideaways
Fordscroft Farm , Fordscroft , TA18 7TU
112. Gillcumber Glamping Pods
Gillcumber Edge , Winton , CA17 4HU
113. Hillside Huts and Cabins
Easton Hill Farm, NE61 3ES
114. Hempsall Farm
Hempsall Farm Vegan Glamping, Meadow Road, CB24 5JL
115. Pasturewood Holidays
Pasturewood Holidays, Pasturewood, CA5 7DR
116. The Vobster Inn
Glamping on the Hill C/O The Vobster Inn, Lower Vobster, BA35RJ
117. Wigwam Holidays
Wigwam Holidays, Cilgwyn, LD3 9ND
118. Galloway Activity Centre
Loch Ken Eco Bothies, Galloway Activity Centre, DG7 3NQ
119. Lower Hill Campsite
Lower Hill Farm, Hughley, SY5 6NX
120. Thistledome Lodge
Thistledome Nurseries, Boreley Lane, WR9 0HZ
121. Naturally Slad
Little Orchard, Slad, GL6 7QD
122. Brandish Street Farm
Brandish Street Farm , Allerford , TA24 8HR
123. Wigwam Holidays Sandwath Farm
Sandwath Farm , Hallin House, CA17 4HE
124. The Ploughmans Cottage
The Ploughmans Cottage, PA32 8XU
125. Alwent Hall
Alwent Hall, Nesbitt T & Son Farm, DL2 3QH
126. Hartley's Huts
Hartley's Huts, Burn House Farm, BB7 3EE
127. The Gables Pod Camping
The Gables , Three Lane Ends, DL14 7SR
128. Abbey Farm Cottage
Abbey Farm Cottage, Alder Carr Lane, YO18 8SD
129. Moonbow Escapes
Moonbow Escapes, Clawmoor, EX21 5DW
130. How Stean Gorge
How Stean Gorge, HG3 5SF
131. Low Bell End Farm
Low Bell End Farm, Rosedale Abbey, YO18 8RE
132. Toadlands Shepherd Huts
Toadlands Shepherd Huts, Mickleton, DL12 0LE
133. Wonderfully wild
Cichle Farm, Beaumaris, LL58 8PS
134. Abbey Farm
Abbey Farm, North Western, OX9 2HB
135. Cantick Head Light House Cottages
Cantick Head Lighthouse, Principal Cottage, KW16 3PQ
136. The Shepherds Hut Retreat
Fords Croft Farm, Roundham, TA18 7TU
137. Low Moor Head
Low Moor Head Caravan park, Nr Longtown, CA6 5RG
138. Bosterfield Farm
Foolow, Hope Valley, S32 5QB
139. Gilestone farm
Gilestone Farm, Station Road, LD3 7JE
140. Dene Lodge
Dene Lodge, Morwenstow, EX23 9SL
141. Wensleydale Glamping Pods
Woodend Farm, Redmire, DL8 4HB
142. Finnich Cottages
Finnich Cottages, Finnich Malise, G63 0HA
143. Lukett Farm
Luckett, Knowstone, EX36 4RS
144. The Old Dairy Farm
The Old Dairy farm, Long Copse Lane, PO10 7UL
145. Westley Farm
Westley Farm, Cowcombe Hill, GL6 8HP
146. Panoramic Pods
Dryside Farm, NE47 9NW
147. Hawnby Estate
Hawnby Estate, YO26 5LS
148. Wigwam Holidays Saxon Meadows
Rock Farm , Seckington , B79 0LA
149. Hillside Glamping Holidays
Hillside Farm, SA3 1JR
150. Laverstock Farm
Laverstock House, Laverstock, DT6 5PE
151. Drybeck Farm
Armathwaite , CA4 9ST
152. Fritton Lake
Fritton Lake , Beccles Road, NR31 9HA
153. Yorkshire Wedding Barn
Mill Farm , Waters Lane, DL10 5JD
154. Hadrian's Wall Country Yurts
Hadrian's Wall Country Yurts, Burthinghurst, CA8 2JW
155. Owls Rest
Sulby Reservoir Retreat, Park farm, NN6 6EZ
156. Teesdale Cheesemakers
Pond Farm, 11 Copley Lane, DL13 5LW
157. Kintale Log Cabbin
Kintale Log Cabin, Shiel Bridge, IV40 8HW
158. Fairwater Lodges
Fairwater Lodges, Fairwater, EX15 3RU
159. Field Barn Hut
Field Barn Cottage, Moor Lane, DL2 2NW
160. Gelli Newydd
Gelli Newydd, Trefriw, LL27 0QA
161. Marston Park
Marston park, Tuckmarsh Lane, BA11 5BP
162. The Rewilding
Patty's Barn, The Salt Marsh, LA2 0DY
163. Dun Aluinn
Dun Aluinn, Alma Ave, PH15 2BW
164. Mount View Caravan and Camping
Mount View, Llaneian Road, LL68 9HU
165. Wigwam Holidays at Grassington Farm
Grassington Farm, Releath, TR13 0HB
166. Catterbeck Gardens
Catterbeck Gardens, Nr Kirbymoorside, YO26 6NF
167. Hill farm Caravan & Camping
Hill Farm Caravan & Camping , Moor Lane, DE73 7HZ
168. Orchard Escapes
Brandish Street Farm, Allerford, TA24 8HR
169. Copy House Hideaway
Bleara Road, Earby, BB18 6LF
170. Rule valley escapes
Rule Valley Escapes, TD9 8TA
171. Micklow Escapes
Micklow Escapes, Aldbrough St John, DL11 7TS
172. The Writers Retreat
The Writers Retreat, Fell View, LA18 5HF
173. Box Barn
Box Barn , Great Oak Road, NP15 2AF
174. Rocombe Valley Retreat
Springfields Farm, Rocombe Valley, TQ12 4QL
175. Sandystones Treehouse
Sandystones, TD8 6UP
176. Ewe Two
Ewe Two, CH6 5ST
177. The Hare Hut
Old Park House Farm, Patterick Brompton, DL8 1LR
178. South Grange Cottage
South Grange Farm, South Grange, IP17 2ND
179. The Barnsdale Rutland
The Avenue, Exton, LE15 8AH
180. Wonderland Retreats
Woodland Retreats, North Road, LA6 1AA
181. High Hall Campsite
Croglin High Hall farm, Armathwaite, CA4 9SG
182. Hadspen Glamping
Hadspen Glamping , Lime Kiln, BA7 7NX
183. Porth Eryri Glamping
Porth Eryri Glamping, Gwern Hywel Isaf, LL24 0HS
184. Horseshoe Cottage Farm
Horseshow Cottage Farm, Roecliffe Road, LE7 7HQ
185. The Hide at Manton Bay
The Hide at Manton Bay, Manton, LE15 8RN
186. The Barns at West Cawthorne
West Cawthorne Farm, Cawthorne, YO18 8EH
187. Eastdield Glamping Farm
Eastfield Glamping Farm, Spennithorne, DL8 5PU
188. Mutton Barn
Mutton Barn, Alne Hills, B49 6JT
189. Tyddyn Parthle
Tyddyn Parthle, Bontnwydd, LL54 7YE
190. Ashbourne Holidays
Ashbourne Holidays Glamping & Campsite, Barway, DE6 2FF
191. Ritty Retreats
Ritty Farm, Michaelchurch Escley, HR2 0JW
192. Secret Valley Escapes
Secret Valley Escapes , Black Sike Lane , HD9 3AE
193. Callie Bothy
Callie Bothy, Lower Calliemuckie, IV30 8TZ
194. The lazy Mare by the Water
The Lazy Mare by the Water, WS15 3NL
195. Stairway to Devon
Week Parks, Kingford Hill, EX37 9BN
196. Winsbury Cottage
Winsbury Cottage, East Hauxwell, DL8 5LS
197. Doxford Farm Camping
Doxford Farm Camping , Chathill, NE67 5EA
198. The Hiding Place
The Hiding Place , Camels, TR2 5PJ
199. Little Glencrest
Copley Lane, Butterknowle, DL13 5LW
200. Apple Mount Retreat
Apple Mount Retreat, Apple mount Farmhouse, IP30 0NQ
201. Galloway House Estate
Home Farm, Galloway House Estate, DG8 8HF
202. Hidden Hideaway Glamping, Camping & Caravanning
Othorpe House Farm, Langton Road, LE16 7FA
203. No.2 Staycations
2 Muston Crossing, Scarborough Road, YO14 0EQ
204. Cuttermoon Lodge
Field House , Well Lane, WR6 6LN
205. The Tranquil Orchard
Brocklehirst, DG1 4PY
206. Bathingwell Lodge
Gardeners Cottage, Featherbed Lane, LS24 8BW
207. Warren farm
Charterhouse, Blagdon, BS40 7XR
208. The Dial House
The Dial House, High Street, GL54 2AN
209. Forton House
Forton House, TA20 2NA
210. High Hall Farm
High Hall Farm, Croglin High Hall Farm, CA4 9SG
211. Redkirk Retreats
Redkirk Retreats, 3 Redkirk, DG16 5EY
212. Cote House Farm Holiday Cottages
Cote House Farm, Great Buzby, TS9 7AT
213. Milton Farm Hideaway
Milton Farmyard, SP3 6BG
214. Orchard Escapes
Brandish Street Farm, Allerford, TA24 8HR
215. Penlea Retreat
Polperro, Landaviddy Lane, PL13 2RT
216. Two Hoots & Ewe Two
Little Leadbrook Farm, Leadbrook Drive, CH6 5ST
217. Ben Vheir Cottage
Ben Vheir Cottage, Lettermore, PH49 4JD
218. Rock Moor House Bed & Breakfast
Rock Moor Farmhouse, NE66 2TQ
219. Unique Homestays
Over Lemon River, Little Sigford farm, TQ12 6LF
220. Boutique Cornish Shepherd's Hut with Hot Tub
Hurdon Down Farm, Hurdon, PL15 9LS
221. Cwrt Lleuar
Cwrt Lleuar, Lleuar Fawr, LL54 6ST
222. Natures Reach
Natures Reach, Rochdale Road, OL3 5UE
223. Romantic Retreat Flora & Luna
Limekilns Farm, DL12 0PL
224. Wigwam Holidays Aberystwyth
Pantmawr Pisgah Capel Seion, SY23 4NF
225. The Darling Woods of May
The Darling Woods of May, Feoffee Lane, YO42 1PF
226. How Stean Gorge
How Stean Gorge, Lofthouse, HG3 5SF
227. Entire Cottage in Llanfair
Llanfair, Harlech, LL46 2TD
228. Redwood Valley Glamping
Redwood Valley, Boultibrooke House, LD82EU
229. Khari
Boutique Retreats, Sapphire House, TR27 5JR
230. Rhos y Mawn
Rhos y Mawn , LL22 8UA
231. Nackshivan Farm Cottage
Nackshivan Farm, Stockley Lane, DL15 0TW
232. The Bothy
Gelli, Crafnant Road, LL27 0JZ
233. Forge Cottage
Forge Cottage, TS13 4TP
234. Millgale House
Millgale House, NE20 0JA
235. Ty Nant Gwenyn
Ty Nant Gwenyn, SY20 9AJ
236. Clunie Dam Lodge
Clunie Dam Lodge, Fincastle, PH16 5NR
237. Farway Countryside Park
Farway Countryside Park, EX24 6JL
238. Malt House Cottage
Malt House Cottage, NR13 6HS
239. Wigwam Holidays Water Hall Farm
Water Hall Farm, Sutton, YO7 2PX
240. Nordic Farmhouse
Nordic Farmhouse, Harborough Road, LE16 8PJ
241. Wigwam Holidays at New Mills Leisure
Wigwam® Holidays Brampton, New Mills Trout Fishing Park, CA8 2QS
242. 30 Frenchgate, Richmond
30 Frenchgate, DL10 7AG
243. Wigwam Holidays Montrave Estate
Wigwam® Holidays Montrave Estate, Montrave Estate, KY8 5NY
244. Elephant view Shepherds Hut
Elephant View Shepherds Hut, Waunfawr, LL55 4YY
245. Abbey View cottage
Leigh Farm, Leigh, TA20 4HT
246. Eden Heights Glamping
Eden Heihts Glamping, The Heights, CA16 6EP
247. Woodland Escapes
Bowketts Wood, SY8 3AF
248. Guards Farm Hidden Huts
Guards Farm Hidden Huts, Guards Farm, LA17 7TU
249. Aynhoe Park
Aynhoe Park , Aynho, OX17 3BQ
250. Tilbury Farm
Tilbury Farm, West Bagborough, TA4 3DY
251. Toasty Tipis
Dallas Burston Polo Club, Stoneythorpe Estate, CV47 2DL
252. Alum House
Alum House , Littlebeck, YO22 5EY
253. Garden Cottage
Fine House Farm, DH8 9SL
Visit a showroom
View in person and discuss the best option for you.
Contact us
Get in touch with any queries you may have.
Business Sales
For those needing a more bespoke purchase.
30 day guarantee
We guarantee you'll love your purchase.
First-hand experience in a business setting
We are proud to ongoing repeat custom from many businesses who purchase Kirami wood-fired hot tubs and saunas from us.
Additionally, one of our directors has his own Glamping site with 12 cabins, 12 Kirami Family M wood-fired hot tubs, and most recently the Kirami Nordic Misty FinVision wood-fired outdoor sauna.
With this in mind, our whole team has in-depth knowledge of what to consider when purchasing a wood-fired hot tub for a business setting. Please don't hesitate in calling us for tips, advice or to arrange a showroom appointment at one of our three showroom locations.
If you are embarking on a glamping or holiday letting business of your own, we would be delighted to show you around our main showroom and adjacent glamping site as well as have an informal chat about what you are looking to achieve. We have spoken to a huge number of business owners over the years and are delighted to be able to help when ever required with support, advice and sharing of good operational practices.
We are the preferred suppliers to a number of leading UK brands such as Hewn Yorkshire, Clear Sky Safari Tents and Lune Valley Pods.
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Water management in a business setting
To discuss water treatment and management in a business setting with a member of our team please contact us for advice and support. Our expert team is always on hand to answer any questions you may have.
You might also wish to come and see us in person at one of our four regional showrooms or at a show such as the Farm Business Innovation Show, The Glamping Show, The Great Yorkshire Show and Grand Designs Live.
As well as following our advice before purchase, we strongly recommend that all business users of our wood-fired hot tubs take the opportunity to attend a Business Use Hot Tub Operators course. The 1-day course is held twice a year, usually in Spring and Autumn at a location in North Yorkshire. The course provides delegates with the knowledge, training, and qualification to be able to legally and safely operate hot tubs in a business environment.
Hot tubs are increasingly popular in the holiday letting sector and applications may include holiday cottages, glamping, camping, and event usage. The certificates and training provided are relevant for employers, employees and of increasing interest to insurance companies.
